Consumer Bankruptcy and Household Debt

[摘要] Financial distress is most common among lower-income families, but its incidence has grown in all income brackets. This trend suggests that explanations for the rise in consumer bankruptcy filings are more likely to be found in micro-analysis of individuals and groups of debtors than in macroeconomic indicators. This report presents statistics on bankruptcy filings, household debt, and households in financial distress.

[发布日期] 2002-09-06 [发布机构] Library of Congress. Congressional Research Service.

[关键词] Finance;Consumer credit;Bankruptcy;Consumers