Personal credit assessment based on improved SVDD algorithm

[摘要] Aiming at the credit evaluation problem of commercial banks, this paper proposes a new personal credit evaluation method based on the existing SVDD algorithm - the improved SVDD algorithm, and introduces the theory and derivation of the algorithm in detail, based on this, an example is given.and tested, the results show that the improved SVDD effect is indeed better than SVDD.

[发布机构] Zhaotong College, School of Mathematics and Statistics, Zhaotong, Yunnan; 657000, China^1

[效力级别] 无线电电子学

[关键词] Commercial bank;Credit evaluations;Personal credit